What Medi-Medi or dual eligible means
Medi-Medi is what many people call having both. A dual eligible person has Medicare (because of age or disability) and also qualifies for Medicaid based on income and resources.
Medicare pays first. Medicaid can pay after that, depending on the level of help you have.
The help Medicaid can give you
Medicare Savings Programs can pay your Part B premium and, at some levels, deductibles, coinsurance and copays too.
If you have Medicaid, you automatically get Extra Help, which lowers what you pay for prescriptions.
The level of help depends on your income and resources. In Florida, you apply for Medicaid with the Department of Children and Families (DCF), through ACCESS Florida.
Plans for people with Medicare and Medicaid
There are special Medicare Advantage plans for dual eligible people, called D-SNPs. They coordinate Medicare and Medicaid benefits and usually include drug coverage.
A D-SNP does not replace your Medicaid. You keep your Medicaid and need to renew it when it is due.
People with Medicaid or Extra Help have special chances to make certain plan changes during the year, not only in the fall. The exact rules are on Medicare.gov.
Protect your Medicaid
- Open and answer Medicaid renewal letters on time.
- If you lose Medicaid, you can lose the help with your Medicare costs and your place in a D-SNP. If you get a letter like that, call us to review your options.